Most Common Types of Hurricane Damage

Florida is known for its sandy beaches and sunshine, but with paradise comes the risk of hurricanes. In the midst of a predicted above-average hurricane season, it is important for homeowners to be aware of the types of damages that may appear after a hurricane.

1. Wind Damage to Roofs

Probably the most common claim after a hurricane is damage to roofs caused by extreme hurricane force winds. While Florida has some of the toughest building codes in the nation, even our roofs sometimes end up being damaged from the power of hurricanes, causing shifted tiles which may result in leaks, or even the entirety of the roof being blown off. It is important to have your roof checked after the storm has passed to ensure it has not been damaged during the storm.

2. Flooding and Storm Surge

Florida, being surrounded by water, leaves homeowners particularly susceptible to flooding and storm surge. Hurricane Michael resulted in a storm surge of 20 feet, which can be not only devastating to property, but also extremely dangerous to individuals. Storm surge is fast moving and can sweep entire properties and roads away within minutes. After the storm has passed, if storm surge or flooding has impacted your property, it is important to document all damages, mitigate the damages, if possible, and contact your insurance carrier.

3. Tornadoes, Wind, and Projectiles

With the high speed of winds that come with hurricanes come potential projectiles and tornadoes. If the hurricane’s winds pick up a tree or other object, that can strike your roof, exterior of your home, or windows. It is important to board your windows, if they are not impact, to ensure you are protected from projectiles, and document all damages if your property’s exterior or roof has been damaged by a projectile.

These are just some of the most common damages to property, but other damage may occur from hurricanes, tropical storms, or even typical Florida summer storms. Before the storm comes, make a list of your property, and check out some of our other articles on hurricane preparedness.

If your home is damaged in a storm and your insurance company is denying your claim, contact our office today.

This article is not intended to be legal advice nor create an attorney-client relationship.